Small Business Lending


Lending Money to Small Businesses for Growth, Acquisition, and Working Capital

Merchant Cash Advance

Receive up to 200% of monthly credit card processing. Programs range from 3 months to 15 months. No more than 12% of monthly gross sales can be debited with a minimum of $3,000 in monthly processing required. Merchant must net at least 50% of a current balance. This doesn’t build business or personal credit. Minimum 3 months in business and processing credit cards. Require 4 months processing and 4 months bank statements.

Unsecured Loan

Receive up to 75% of monthly gross sales. Programs range from 3 months to 18 months. Fixed payment is ACH Monday – Friday, no weekends or holidays. Minimum $10,000 gross monthly volume required. Merchant must net at least 50% of a current balance. Minimum 1 month in business. Minimum 500 FICO is required. No more than 3 negative days and 6 NSF’s in the bank. Interest can be written off in business taxes using a 1099-INT form. Apply with 4 months processing and 4 months bank statements.

Working Capital Loan

Working Capital Loan provides small and mid-size businesses short-term loans that are available to business owners with low credit scores or other financial issues. The loans are based on business’s cash flow and not on personal credit score. We give 50% -75% or more of what your business is averaging a month. We also give 100% – 150% or more, if owner has collateral.

Business Line of Credit

Business Line of Credit helps business owners secure a longer-term loan without penalty for prepayment. The line of credit is based on equity in any residential or commercial property that you own that has equity. This product is an interest only payment, which gives you the option of paying back the loan faster with little cost.

Traditional Loan

The loan amount can range from $100,000 to $2 million with terms from one to five years. The term can be from 1 to 15 years depending on the purposes of the financing and if real estate is being used as collateral. This loan has low interest rate and flexible payment terms.

Call 800-905-1213 Ext 116 for 10 minute application by phone
9:00 a.m to 5:00 p.m